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Abstract
This study assesses the financing option available to Small and Medium Scale Enterprises (SMEs) in Nigeria, using a total sample of 84 SMEs drawn from Benue and Nasarawa States as case study for a study period of 2007-2009. Mean scores and standard deviation were used to present and analyze the primary data obtained via questionnaires. Correlation was used to substantiate whether there is similarity in the inherent identified problems of each financing option. Simple percentages combined with mean scores were used to test hypothesis one while Chi-square was used to test hypothesis two. The result/findings show that SMEs are significantly financed by informal sources of finance than the formal sources of finance. Even SMEEIS, as a seemingly more organized formal financing option, has not made any significant impact towards SMEs growth in Nigeria. Corporate governance has been identified to be lacking in our predominant SMEs which is why their funding problem still subsists. The major recommendation is that Capacity building and sensitization programmes for all registered SMEs should be put in place by government to train them on the basics of corporate governance mechanisms needed to grow the enterprises to the highest level possible for the benefit of the Nigerian economy as a whole. Both the government and the banking sector should mutually agree on a credit guaranteed scheme strategy that will incorporate a risk-sharing arrangement as a way of encouraging the banks to channel funds to the SMEs sub sector for their growth and development which would translate into the national economic growth and sustainable economic development of Nigeria.
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SIMILAR ACCOUNTING FINAL YEAR PROJECT RESEARCH TOPICS
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1. EFFECT OF ETHICAL ACCOUNTING PRACTICES ON ORGANIZATIONAL PRODUCTIVITY IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1. BACKGROUND TO THE STUDY In recent years, widespread moral lapses and corporate financial scandals have brought the topic...Continue Reading »Item Type & Format: Project Material - Ms Word | 78 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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2. DESIGN AND IMPLEMENTATION OF E-PAYMENT OF RAILWAY TRANSPORTATION SYSTEM (ERTS)
» CHAPTER ONE 1.0 INTRODUCTION Transport is very important necessity of life, people have to travel or move from place to place, city to city and countr...Continue Reading »Item Type & Format: Project Material - Ms Word | 38 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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3. PROBLEMS OF TAX COLLECTION IN NIGERIA: A CASE STUDY OF EKET LOCAL GOVERNMENT AREA
» The article on this topic (problems of tax collection in Nigeria) is an extract from literature review of the project material. The complete project w...Continue Reading »Item Type & Format: Project Material - Ms Word | 80 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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4. THE IMPACT OF DOMESTIC INVESTMENT ON THE ECONOMIC GROWTH OF NIGERIA 2008 TO 2013
» INTRODUCTION 1.1 BACKGROUND OF THE STUDY Since the attainment of independence in 1960 various policies of the Nigerian government have been geared tow...Continue Reading »Item Type & Format: Project Material - Ms Word | 50 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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5. THE IMPACT OF COMMERCIAL BANK ON SMALL BUSINESS FINANCING IN KADUNA SOUTH LOCAL GOVERNMENT, KADUNA STATE
» CHAPTER ONE INTRODUCTION 1.0 BACKGROUND TO THE STUDY In developing countries like Nigeria small scale businesses serves as the foundation upon which i...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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6. EFFECT OF INTERNAL AUDIT ON FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA
» ABSTRACTFinancial performance requires appropriate internal audit practices to enhance efficiency. For the purpose of this study the researcher sought...Continue Reading »Item Type & Format: Project Material - Ms Word | 79 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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7. INTERNAL AUDITING AS A TOOL OF CONTROLING FEDERAL GOVERNMENT PARASTATALS
» ABSTRACT Auditing has been used by governments and Private Enterprises for a long period as a tool for efficient and effective management and control ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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8. INVENTORY CONTROL SYSTEM ON THREE PRODUCTS OF THREE SUPERMARKETS IN OWERRI, IMO STATE
» CHAPTER ONE 1.1 INTRODUCTION Inventory control involves provision for a flow of goods in and out of a business organization. Inventory control improve...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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9. THE NEED FOR ACCOUNTING EDUCATION IN SMALL SCALE INDUSTRIES
» ABSTRACT The face is generally recognized that small scales industries constane the major of business organization in Nigeria. The problem tend to inv...Continue Reading »Item Type & Format: Project Material - Ms Word | 60 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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10. CONTRIBUTIONS OF INSURANCE IN THE MANAGEMENT OF RISK IN NIGERIA OIL INDUSTRIES (A STUDY OF SHELL PETROLEUM PLC)
» ABSTRACT This project is on the topic titled “The Insurance Contribution in the Management of Risk in Nigeria Oil Industry” The work is di...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT