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TABLE OF CONTENTS
Cover Page
Title Page       -          -          -          -          -          -          -          -          -          i
Declaration                 -          -          -          -          -          -          -          -          ii
Certification               -          -          -          -          -          -          -          -          iii
Dedication     -          -          -          -          -          -          -          -          -          iv
Acknowledgements               -          -          -          -          -          -          -          v
Table of Contents      -          -          -          -          -          -          -          -    vii-ix
Table of Cases -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â -Â Â Â Â Â x-xii
Table of Statutes        -          -          -          -          -          -          -           - xiii-xiv
Interviews and Personal Communication      -          -          -          -         -         xv
List of Abbreviations -          -          -          -          -          -          -         - xvi-xvii
Abstract         -          -          -          -          -          -          -          -          -      xviii
CHAPTER ONE
1.1      Introduction               -          -          -          -          -          -          -      1-3
1.2      Statement/Legal Problem       -          -          -          -          -          -         4
1.3      Purpose/Objective of Study   -          -          -          -          -         -           4
1.4      Rational/Justification of Study          -          -          -          -          -          5
1.5      Literature Review      -          -          -          -          -          -          -     5-11
1.6      Data Collection/Methodology           -          -          -          -          -          -        12
1.7      Scope and Limitation of Study         -          -          -          -          -         12       Â
CHAPTER TWO: NATURE AND DEFINITION OF INSURANCE
2.0       Introduction                  -          -          -          -          -          -          -   13-15
2.1  Definition          -          -          -          -          -          -          -         -   15-18
2.2   Historical Development of Insurance in Nigeria          -          -        -   18-21
2.3   Some Fundamental Principles of Insurance Under the Nigerian Law      Â
of Insurance      -          -          -          -          -          -          -          -    22-44
2.4  Nature of Insurance Contract   -          -          -          -         -         -    44-50
2.5  Conclusion        -          -          -          -          -          -          -          -    50-51
CHAPTER THREE: THE DOCTRINE AND APPLICATION OF INSURABLE INTEREST UNDER INSURANCE CONTRACT IN NIGERIAN
3.0  Introduction       -          -          -          -          -          -          -          -    52-54
3.1   Origin of Insurable Interest                  -          -          -          -          -    54-56
3.2Â Â Â Definition of Insurable Interest -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â -Â Â Â Â 56-59
3.3   Insurable Interest as a Measure of Recovery    -          -          -         -     59-61
3.4   Necessity of Insurable Interest -          -          -          -          -         -     61-62
3.5   Application of Insurable Interest          -          -          -          -          -     62-68
3.6Â Â Â What Distinguishes Insurable Interest from other Forms of
        Insurable Contract        -          -          -          -          -          -          -          68
CHAPTER FOUR
4.0     Classification of Insurable Interest     -          -          -          -         -    69-70
4.1     Time for Insurable Interest      -          -          -          -          -         -    70-72
4.2     Insurable Interest in Property  -          -          -          -          -         -    72-74
4.3     Insurable Interest in Life Insurance    -          -          -          -         -    74-76
4.4     Insurable Interest in Goods     -          -          -          -          -         -    77-78
4.5     Insurable Interest in Land and Building                     -          -          -   79-80
4.6     Effect of Lack of Insurable Interest   -          -          -          -         -         81
CHAPTER FIVE
5.0   General Conclusion                   -          -          -          -          -          -   82-83
5.1  Recommendation           -          -          -          -          -          -          -   83-85
Bibliography -Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â 59-61
TABLE OF CASES
Adefuye v. Royal Exchange Assurance (1962) L.L.R 43.      -          -          -          58
Akpata and Garrick v. African Alliance Co. Ltd. (1967) NWLR 12 Â Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 28
Berker Gray v. London Assurance (1918) A.C. 101, 112 per Lord Summer- -Â Â Â Â Â Â Â Â 42
British Marine Insurance Co. v. Jenkim (1900) I.Q.O 299 at 403Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 43
Carter v. Boehm (1860)Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 48
Castellian v. Preston [1883] 11 QBD 380 at pg 397Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 62
Collinridge v. Royal Exchange Assurance Corp. [1877] 3 QB 173:47Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 64
Dalby v. India and London Life Assurance Co. [1854] 15 CB 365: 139 ER 465     75
Ebsworth v. Alliance Marine Insurance Co. [1873] LR 8 CP 596 pg. 638Â Â Â -Â Â Â Â Â Â Â Â Â Â 68
Gordon v. Gordon (1812) 3 Swan 408 Companies   -          -          -          -          24
Griffith v. Fleming (1909) 100 [1765:1969] IKB 805: [1908-10] All ER 760 CAÂ Â Â Â 76
Hedley Byrne & Co Ltd v. Heller & Co Ltd.           -          -          -          -          -          29
Irukwu v. TIMB (1997) 12 NWLR 17 Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â 27
Kayode v. Royal Exchange Assurance (1955-56) W.R. N.L.R. 154Â -Â Â Â Â Â Â Â Â Â -Â Â Â Â Â 2, 45
Law Union and Rock Insurance Ltd v. Livinus Onuoha [1998] NWLR
(PT 555) pg 576Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â Â Â Â Â Â Â Â Â -Â Â &n
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